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Fed: Banks need customer OK to pay debit card, ATM overdrafts

from USA Today

The Federal Reserve said it plans to release a rule in the next month that requires banks to get consumers' permission to charge a fee for paying certain transactions that overdraw their account. At a hearing before the Senate Banking Committee, Federal Reserve Governor Daniel Tarullo said that the new regulation would allow a consumer "to know that he or she was opting into a program like this." more


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