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Why PayPal's small business-lending platform is growing

from Charlotte Business Journal

PayPal has been distributing loans to small businesses for three years now. The San Jose, California-based company launched its small-business lending platform, called PayPal Working Capital, in 2013. To date, the payment company has provided over $2 billion in funding to about 90,000 small businesses. Darrell Esch, PayPal's vice president and general manager of small- and medium-business lending, says the program started after the recession to fill a gap he felt the banks left open. more


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