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Setting funds aside

from Markup and Profit

For many years we've talked about the importance of having an Operating Capital Reserve Account (O.C.R.A.). I want to talk about it again today because so many business owners don't have one.

An O.C.R.A. is a savings account, or if you prefer, a CYA account. It keeps you out of financial trouble when bad things happen. It eliminates the need for a line of credit, loans against your home, or borrowing from friends, relatives or loan sharks. It stops you from having to sell tools or equipment you need in order to make payroll. It gives you the freedom to walk away from bad jobs. Most importantly, it keeps your family free from financial worries, which helps you sleep better. more

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7701 Las Colinas Blvd., Ste. 800, Irving, TX 75063