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Banks overreact to risk, and pawnbrokers pay the price
American Banker
Fran Bishop writes: "As a pawnbroker for over 26 years and a former president of the National Pawnbrokers Association, I am alarmed and dismayed by the recent wave of banks terminating their relationships with pawnbrokers. The pawn industry is among the most heavily regulated non-depository providers of consumer financial services in the nation, with responsibilities to comply with 14 federal statutes and regulations as well as state and local laws. But since the inception of the Justice Department initiative known as Operation Choke Point, numerous pawnbroker members of the NPA have received discontinuance letters from banks."
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Major bank won't do business with a Florida gun and pawn shop: Is choke point to blame?
The Daily Signal
Earlier this month, a small gun and pawnshop owner in Florida appeared to have found himself in the middle of an Operation Choke Point controversy when SunTrust Bank, out of the blue, closed his bank account. Some, including Steve Champion, the owner of American Gun & Pawn in Brooksville, Florida, were quick to blame it on the fact that he sells guns. "They told me it was a 'gun letter' when I called," Champion told The Daily Signal in a phone interview.
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Facebook friends end theft heartache
The New Zealand Herald
Good Samaritans on social media have helped reunite an Ashburton man with his late wife's stolen jewelery. Gavin Borthwick was devastated when he returned from a holiday with his 11-year-old daughter to find their house had been burgled. Among the items taken were rings left to his daughter by her mother, Anna, who died about a year ago of breast cancer. He posted a photo of the rings and an appeal for information on his Facebook page. A staff member at the Pawn Shop in Christchurch, New Zealand recognized the rings after seeing the post, bought them and gave them to police.
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Police and pawnshops catch criminals together using modern technology
A Texas jury indicted a Bonham man on almost a dozen counts of burglary of a vehicle. Bonham, Texas police worked together with area pawnshops to make this indictment possible. The old fashioned way of catching a thief involved picking through each and every pawnshop ticket stub. "It's tedious," Whitlock's Pawn and Jewelry's Philip Alexander said. "It takes a long time for them to do it." Now, thanks to modern technology, police can browse through pawn shop inventory with the click of a mouse.
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Maryland ends ballistics imaging program and provides a lesson
The Daily Caller
Both houses of the Maryland General Assembly in the past week acted in near unanimity to end that state's decade-long dysfunctional experience with what was once billed as a crime scene investigative tool, but that was never used to solve a single crime. In fact, the ballistics imaging program now on its way out was unsupported by the very state police charged with operating it and had been unfunded for years.
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    New Kansas law will allow concealed carry without gun permit or training
    "It is a constitutional right, and we're removing a barrier to that right" said Gov. Sam Brownback, who signed a bill recently that will allow residents in Kansas to carry concealed firearms without a permit or training. Kansans aged 21 or older will be permitted to carry concealed guns starting July 1 when the law takes effect, even if they're not trained or don't have a permit, the Kansas City Star reports. That will make the state one of six to allow "constitutional carry."
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    Gold plunges amid continuing Greek fears, unexpected Chinese stimulus
    Gold futures plunged recently amid a stronger dollar, as traders digested an unexpected stimulus measure in China and continued uncertainty of a Greek departure from the euro zone. On the Comex division of the New York Mercantile Exchange, gold futures fell more than $14 an ounce to 1,190.80 in U.S. morning trading, before slightly rebounding to settle at 1,194.30 — down 8.80 or 0.73 percent. Earlier, gold reached a daily-high of 1,209.00 as traders looked to lock into profits, as fears of a Greek default on its sovereign debt somewhat eased.
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    10 online community building tips from small business professionals
    Small Business Trends
    Blending in-person and online networking and building active, engaged and loyal communities are key factors in today's small business success. We should have an online presence but we cannot hide behind our websites, blogs or social media platforms. People want to know, like and trust who they are considering or people with whom they're already doing business. We need to put a real face with that image of what we promote online.
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    What type of landlord are you dealing with?
    By Dale Willerton and Jeff Grandfield
    Most tenants don't realize that landlords fall into different categories, and these landlords have different motivations for owning the types of commercial real estate investments that they do. The type of landlord you have can greatly impact your lease negotiations and/or renegotiations. Here are a number of different types of landlords and how to deal with each of them.
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    Protest at Brooksville SunTrust draws supporters of gun and pawnshop
    About 70 people showed up for a protest in front of a Brooksville, Florida SunTrust Bank recently. Some came from as far away as Sarasota because they are angry the bank closed the account of a small business for no reason. The bank cut ties with American Gun & Pawn. The only explanation was that the relationship no longer met the bank's corporate objectives.
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    Missed last week's issue? See which articles your colleagues read most.

        SunTrust bank closed Florida shop's accounts for selling guns, website says (Tampa Bay Times' PolitiFact)
    Pawnshop buys rare President Lincoln document (KERO-TV)
    Internet gun sales in Oregon creating dangerous, unregulated market, report claims (The Oregonian/OregonLive)
    Michigan lawmakers consider new regulations for second hand stores and pawnshops (WUOM-FM)

    Don't be left behind. Click here to see what else you missed.

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