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Editorial: Payday profits
The New York Times    Share    Share on FacebookTwitterShare on LinkedinE-mail article
The Office of the Comptroller of the Currency, which failed to control the reckless mortgage lending that helped cause the financial crisis, is widely regarded as a pushover among federal regulators. But the agency showed some welcome muscle and concern for consumer protection during a House hearing when it vigorously opposed a bill that would accelerate the growth of payday-style lenders who peddle predatory loans that can carry interest rates of 400 percent or more. More



7 best-to-worst ways to borrow $500
Fox Business    Share    Share on FacebookTwitterShare on LinkedinE-mail article
Borrowing money is always a last resort, but for anyone who's been in a pinch between paychecks, sometimes it's a necessary evil. But who or where you choose to borrow from can take your predicament from a temporary dollar dilemma to a long-term financial nightmare. More

How to survive a small business with a friend
Free Enterprise    Share    Share on FacebookTwitterShare on LinkedinE-mail article
People go into business with their friends believing that the friendship will endure. And that is often true when the business is doing well and the bills are getting paid. But what happens when finances get tight and tensions are raised? You don't have to lose your friend to have a business partner. You can survive your business and stay friends. You just need to take action now to avoid future problems. More

Is your website ready for Facebook advertising?
Entrepreneur    Share    Share on FacebookTwitterShare on LinkedinE-mail article
A well-executed landing page is the difference between a successful Facebook ad campaign and a miserable failure. Getting a prospect to click on an ad is only the first step of a relationship that can continue for days, months or even decades. Here are the fundamentals. More

Hurting Ohioans turn to pawnshops
Dayton Daily News    Share    Share on FacebookTwitterShare on LinkedinE-mail article
Many Ohioans who are in need of quick cash are borrowing against their retirement savings accounts, hocking their possessions at pawn shops and taking out high-interest loans from payday lenders, according to a Dayton Daily News analysis. Loans from traditional financial institutions became harder to acquire as a result of the economic crisis. More

Why listening is the most important leadership skill and how you can improve
Common Sense Leadership    Share    Share on FacebookTwitterShare on LinkedinE-mail article
Attentive listening has been the No. 1 key to many leaders' effectiveness. And, not surprisingly, when surveying team members of leaders who were seeking to improve their leadership skills, listening was frequently cited as the needed area for improvement. While many people think that they are good listeners, they're actually not. Fortunately, listening, like all other skills, can be improved. More

Need some fast cash?
Good Housekeeping    Share    Share on FacebookTwitterShare on LinkedinE-mail article
The old practice of hocking personal belongings to get cash fast — a.k.a. pawning — is on the uptick, no doubt due to the hot reality show Pawn Stars, which documents the doings at a Las Vegas shop. But that series usually focuses on rare finds that are sold for a flat fee, not pawned. The real heart of pawning is short-term "safety net" loans for more ordinary items. More

Smile — It might lower your stress level
HealthDay News    Share    Share on FacebookTwitterShare on LinkedinE-mail article
Stressed out? Turn that frown upside down and you might just feel better, new research contends. Researchers at the University of Kansas subjected college students to anxiety-inducing tasks and found that those who smiled through them appeared to have less stress. More

Fed, other central banks under pressure to curb recession risks
The Washington Post    Share    Share on FacebookTwitterShare on LinkedinE-mail article
The Federal Reserve is likely to say it will keep interest rates low through 2015, signaling that the central bank's leaders expect U.S. unemployment to remain high for that period. More

Business is all about human connections
CBS MoneyWatch    Share    Share on FacebookTwitterShare on LinkedinE-mail article
This may be hard for some to believe, but there was actually a time when "cut and paste" meant taking a pair of scissors, cutting something out, and pasting it onto a piece of paper. Now it just takes a few clicks and you can do it over and over again, just like that. Therein lies the problem. If you can make a genuine connection with a human being, then a transaction is at least possible. But if you're employing copy-and-paste marketing, forget it. More
 
 
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