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Aug. 22, 2013


MexiPass International Insurance Services, LLC


MexiPass is the leading MGA, Underwriting Manager & Risk Management Solutions provider for risks of American entities in Mexico.
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Don't get burned by these costly joint check agreement mistakes
By Scott Wolfe
Joint check agreements are common in the construction industry, but perhaps more common are mistakes that can lead to significant losses and legal headaches.

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The future of the risk universe
By Dr. David Hillson
Where is the physical universe heading? While there is no doubt that the universe is currently expanding, scientists disagree about what might happen next. Will our universe continue to expand indefinitely, or will it reach a maximum and then collapse, or will it cycle between expansion and collapse? The universe of risk management has the same three possibilities.
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Social media policies in the workplace: It's all about respect
Bloomberg Law
Virtually everyone uses social media. The statistics are just astounding, particularly when you consider that social media did not exist a decade ago. Facebook boasts 1.1 billion users; Twitter 500 million users; and LinkedIn 225 million users. But, the statistic that may be the most shocking is the number of people who use social media at work. According to a recent survey, one-third of the workforce in the United States uses social media for at least an hour a day at work, and one-quarter of American workers would not take a job if their access to social media at work was cut off.
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Global sell-off worsens on flight from emerging markets
CNBC
The flight from emerging markets recently deepened with Indonesian stocks falling a further 4.5 percent to enter bear market territory and India's rupee falling to new record lows against the dollar. Turkey's central bank hiked interest rates by a surprise 50 basis points as it tried to stem the decline in the lira. European stocks also experienced broad declines and analysts said there would be no letup in the correction until the Fed provides further clarity on its bond-buying policy.
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Culture shift: Managing risk synonymous with food safety
Food Safety Magazine
Finally, it seems that most of the players in the food production supply chain are willing to acknowledge that the safety of their product should be a central concern. Regardless of the cause, the outcome is a positive for consumers and for the industry. And with this change, many food manufacturers are beginning to take a mature perspective as they integrate corporate risk management.
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An employee says she's being sexually harassed. Now what?
Inc.
Handling a sexual harassment charge and the subsequent investigation is, to quote HR expert Susan Heathfield, "hard."

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The elephant in the (money management) room
EconoMonitor
The concept of risk management receives a lot of attention in the investment realm, and rightly so. Chasing return directly, by contrast, is almost certainly doomed to failure.

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10 tips for reducing the risk of employment-related litigation
By D. Albert Brannen
This article offers tips for minimizing or avoiding employment-related liability.

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Catastrophe bonds outperform corporate debt again in 2013
Artemis
Once again an investment made in catastrophe bonds would be outperforming one made in corporate debt. Almost a year ago to the day, Bloomberg covered the cat bond market and focused on the impressive returns that the asset class was making when compared to corporate debt. A year later the cat bond market continues to outperform.
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Using project management applications in DR planning
Disaster Recovery Journal
Looking back at how many disasters have occurred within the past few years, it can feel like a catastrophe is never too far away. It is important for any business to be prepared for when disaster occurs. To handle and recover from a crisis required an effective disaster recovery plan. However, not all plans are created equal, and without the right one, a business won't be completely prepared to bounce back.
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Medical marijuana poses litigation risk to employers
The Wall Street Journal
Although employers have won the early rounds of lawsuits by medical-marijuana users fired after failing drug tests, the risk of litigation by such fired employees nonetheless looms larger, according to insurance, legal and business sources. The consequences are likely to be most worrisome for smaller companies, few of which, sources say, carry the employment practices liability insurance that can pick up legal defense costs.
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Businesses run legal risk over travel vaccines
WA Today
An increasing number of Western Australian businesses are putting their employees at risk and leaving themselves open to costly legal action over a few small needles. A recent survey showed more than 80 percent of WA workers heading overseas for work do not get the vaccinations they need before getting on a plane. The lack of travel vaccines taken up in WA is 10 percent higher than the national rate of business travelers, and 30 percent higher than the rate of general travelers, which is about 50 percent.
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Report: More reforms needed for flood, wind insurance programs
Insurance Journal
A recent report from the Union of Concerned Scientists, a watchdog group, warns that sea level rise and worsening storm surge are increasing both the risks of flooding in coastal communities and the potential for large costs borne by U.S. taxpayers. The group's report, titled "Overwhelming Risk: Rethinking Flood Insurance in a World of Rising Seas," calls for further reforms to flood and wind insurance programs to discourage risky development and help reduce risk and taxpayer costs.
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Looking for similar articles? Search here, keyword(s): Flood risk.


Nepotism: Is it a crime?
The Wall Street Journal
Companies seeking influence need to be careful they don't network themselves into bribery investigations. An inquiry by U.S. securities regulators into whether J.P. Morgan Chase & Co. hired the children of some Chinese officials to win business is a fresh reminder of the risks around the practice of giving jobs to the well connected.
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TRENDING ARTICLES
Missed last week's issue? See which articles your colleagues read most.

    10 tips for reducing the risk of employment-related litigation (By D. Albert Brannen)
Women still less likely to commit corporate fraud (PhysOrg)
US economic confidence edges back up (Gallup)
Focus needed for tech, governance, enterprise systems (ABA Banking Journal)
Firms pay 'marginal attention' to supply chain risk (Supply Management)

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