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Editorial: Are creditworthy Americans having trouble getting mortgages?

from The Washington Post

Most everyone can agree that mortgage lending standards were too loose during the housing boom and should be tightened to keep people from buying homes they can't afford. But has the pendulum swung to far in the other direction? Federal Reserve Chair Ben Bernanke wondered as much during his testimony before the House financial services committee. "There's a lot of concern about the tightness of mortgage standards, even when people qualify for GSEs," he said, referring to loans guaranteed by Fannie, Freddie and other government-sponsored enterprises. more


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