Understanding your aircraft insurance policy
Most private aircraft policies written in Canada today follow a similar format where they make a fairly broad sweeping statement of what is covered, add some frill coverages and then use the rest of the policy to list a series of conditions and exclusions to those coverages. What you end up with is a policy which covers all risks, SUBJECT to the conditions of the policy and EXCEPT for what is specifically excluded.
Therefore, it is just as important to understand these conditions and exclusions as it is to know what is included.
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