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Insured for old age? An economist explains the dangers of long-term care insurance

from PBS Newshour

Long-term care insurance, which can help pay for nursing home stays, has become very expensive, primarily because people are living longer. More recently, many state insurance regulators have allowed increases in premiums for existing policies to offset low insurance company interest earnings on their investments, caused largely, many argue, by the Fed's quantitative easing. The combination of rising costs and increasingly inadequate benefits should cause all of us to rethink the value of long-term care insurance. more


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