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National Flood Insurance Program rate changes effective April 1

from IAEM

As part of the Homeowner Flood Insurance Affordability Act (HFIAA) and Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12), FEMA continues to take important steps to implement changes to the National Flood Insurance Program (NFIP) as called upon by the 2012 and 2014 flood insurance reform legislation. These reforms slow some flood insurance rate increases and offer relief to some policyholders who experienced steep flood insurance premium increases in 2013 and early 2014. In October 2014, the NFIP's flood insurance rate structure and business practices were further revised to implement certain provisions of the new reforms and take effect for new business and renewals beginning on and after Apr. 1, 2015. For detailed information on program changes, please see the Apr. 1, 2015, Program Changes Fact Sheet. more


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