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Student Financial Savvy Lacking

from THE Journal

College students aren't as good at handling their finances as they think they are. Although they're more likely to have a credit card and a checking account than they were in 2012, they're also less likely to pay their credit bills on time or in full or to follow a budget. On top of that, they're more likely to have more than a single credit card and to carry larger balances and less likely to review their bills or credit history, let alone to save or invest even five percent of what they earn. Among four-year students, only 62 percent check their account balances; 12 percent don't because they're "too nervous." Additionally, 16 percent of student respondents live paycheck to paycheck and yet only 72 percent stop spending when their bank account balances were low. more


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