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Online lenders offer a faster lifeline for small businesses

from The New York Times

Yaniv Liron has pulled cash and credit from every available source to keep his 11-year-old web design and development business, Lumina, running smoothly — a situation familiar to many small-business owners. Even though his company, in New York City, is established and profitable, obtaining a bank loan or credit line has always been painful. The paperwork takes days to prepare, approval decisions can drag on for weeks or months and the process, he said, "involves selling your soul and begging on your knees." more


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