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Is it always 'nice to share?'
What adding an 'Additional Insured' to your policy means

from By Belinda Bryce, the Magnes Group

I'm getting a lot of requests to name "additional insureds" to my insurance policy. My FBO, the Airport Authority, even my CFI. What does this mean and how can it affect my coverage?

Just as the term implies, an "additional insured" shares your insurance, specifically, your liability coverage. Your coverage is extended to cover them as well as you in the event of a loss. Understanding what this means to you as a policyholder is an important part of your individual aviation risk management. more

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