The creditor increases his chances of collecting by following certain rules
from Howard Goodman, Esquire
From April 15: The creditor with a claim increases his chances of collecting on the claim if he follows certain routine procedures. A debtor is less inclined to assert a bogus defense and more inclined to pay the claim if the debtor knows that the creditor's claim can be proved with certainty. A Judge or jury is more inclined to award a judgment to a creditor who dots his "i's" and crosses his "t's" before and after the transaction.
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