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What Home Depot's chip-and-pin lawsuit means to you

from Consumer Reports

The news that Home Depot is suing MasterCard and Visa for allegedly forcing consumers to use unsecure credit cards raises the question: Wasn't the whole point of the new chip-embedded cards to make payments safer? Given the delays the chip scanners are causing at checkout counters, you'd certainly hope so. The answer is yes, the new cards were supposed to improve security. However, the Home Depot suit and a similar one recently filed by Walmart against Visa claim that the system was executed poorly, leaving credit card transactions vulnerable to fraud. Here's what you need to know. more


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