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An overly soft credit environment can adversely affect small contractors

from Construction Executive

Fast bond products or "quick issue" bonds have sped up the process of obtaining a bond for smaller projects. Quick turnaround and minimal underwriting — sometimes solely based on credit score — allow for speedy answers when time is of the essence. That's the upside. The downside of this softer credit-based underwriting is that the relationship-building and counseling process can suffer. more


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