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TransUnion study offers insights on consumers and the alternative credit market

from Payments Journal

Consumers who turn to alternative loan products are commonly perceived as underbanked or too risky to access traditional credit products. In a recent study conducted by TransUnion, the findings suggest there is a creditworthy segment of alternative loan borrowers that also perform well with traditional credit products like a credit card or personal loan. Alternative loans, which include short-term loans, short-term installment loans, virtual rent-to-own or point-of-sale finance, are a category of credit obligations not visible on traditional credit reports. more

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