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CMS considers ending silver-loading in 2020 proposed payment rule

from Healthcare Finance News

In a 2020 payment rule, the Centers for Medicare and Medicaid Services is soliciting public input on the possibility of ending the practice of silver-loading that has allowed insurers to offer lower premiums for 2019 in the Affordable Care Act marketplace. Under silver-loading, insurers apply the full premium increase to silver marketplace plans. The government, and not most consumers, ends up paying the bill as the majority of ACA consumers get federal subsidies for coverage. more

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