Employer health plans cover less than you think, study finds
Employer health insurance, which covers half of Americans, is held up to be the gold standard of coverage. But even those with job-based plans can face big bills for doctors' visits and drugs, two new studies have found. Workers and their families who sought care shelled out an average of nearly $1,200 in out-of-pocket costs in 2017, according to a report published Tuesday by the Health Care Cost Institute. This spending, which includes deductibles, copays and co-insurance, is up nearly 15 percent from five years earlier.
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