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Why later enrollment in supplemental Medicare can cause problems

from PBS NewsHour

I am a healthy 65-year-old. I take no drugs, have never been in the hospital and never had surgery. But I have signed up for basic Medicare A and B plus Part D to cover drugs, simply to avoid paying any penalties at a later date. Should I add a Medigap policy during this enrollment period? Are there also penalties involved if you do not sign up for Medigap insurance right away but potentially add it in five years or so if you have health issues? more

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