One thing that nearly every Medicare beneficiary gets wrong
Jim enrolled in Medicare Parts A and B at age 65, when he was in pretty good health. He decided to wait on picking up a Medigap plan, thinking he could save the money now and pick one up later during the Medicare fall open enrollment period. This was fine for a few years until Jim was diagnosed with cancer. He called our office in September desperate to learn how quickly he could sign up for a Medigap plan after the election period began Oct. 15. Unfortunately, we had to tell him that while he could apply, he wouldn’t be approved for coverage. Actively treating for cancer will cause an automatic decline from nearly any carrier in most states. But what about open enrollment?
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