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TRICARE coverage after gaining or losing other health insurance


If you have any health insurance other than TRICARE, it's called "other health insurance" or simply "OHI." An example of OHI is having employer-sponsored coverage in addition to TRICARE. If you're on active duty, you can't use OHI. TRICARE is your only coverage. And TRICARE supplemental insurance isn't OHI. If you recently gained or lost OHI, you've experienced a TRICARE Qualifying Life Event (QLE). This means that you have 90 days after you gain or lose other health insurance you have in addition to TRICARE, such as Medicare or an employer-sponsored health insurance. You need to take action and understand how your plans will work together in the future. Here are some tips regarding what comes next. more

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