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'Silver loading' on ACA exchanges paid off for some rural enrollees, study finds

from Fierce Healthcare

“Silver loading” by health insurers paid off for people in subsidized Affordable Care Act (ACA) coverage, particularly in rural areas, according to a new study. Research published this week in Health Affairs examines how insurers’ reaction to the Trump administration’s 2017 decision to suspend cost-sharing reduction (CSR) payments impacted the affordability of plans on the ACA’s exchanges. They found that between 2017 and 2019, the average minimum net monthly premiums for subsidized enrollees in rural areas declined from $288 to $162. They decreased from $275 to $180 in urban areas. more

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