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Unlock Your Savings With Our SUPER Low-Rate Home Loans
We Share your Vision, Values, Commitment

With rates this low, now's a great time to buy your first home or refinance the one you have. From a variety of affordable loan products, including fixed-rate and adjustable-rate mortgages, to our staff of lending experts, we offer you the key to saving both money and time. Take advantage now and we'll waive appraisal fees up to $500* through 03/31/15.

New Lower Rates

We have the key to unlock a treasure of savings for you!
Apply today at our online Mortgage Center or
contact one of our lending professionals today!

Get Started!

800.347.CCCU (2228), ext. 4063

*$500 Appraisal fee waived on applications received during promotion period of 01/16/15–03/31/15.
**APR = Annual Percentage Rate. Mortgage Loan rates and terms effective 02/03/2015. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as a commitment to lend. Loans are subject to credit, income, and property appraisal. Other conditions and restrictions may apply. NLMS ID Number is 504297.
For new purchase loans, the maximum loan-to-value ratio is 89% (PMI required). For refinance loans with cash out, the maximum loan-to-value ratio is 75% based on appraised value. All rates apply to single family dwellings that are owner occupied. The APR is based on loan amounts up to $417,000.00. The loan may be refinanced at any time. Closing costs, points and other fees may be associated with this loan.
‡Adjustable-Rate Mortgage programs: After the initial fixed rate period has expired, the applicable interest rate and monthly payments will be adjusted annually based upon movements of an interest rate index. The amount of the initial monthly payment is based on an interest rate which may be less than the sum of the current index plus margin. The APR on an Adjustable-Rate Mortgage may be lower than the mortgage rate. Based on current market conditions, the fully indexed rate (once adjusted) is calculated by combining the margin and associated mortgage index.
†This is an open-end line of credit secured by the equity in your home. The rate is variable and is based on The Wall Street Journal Prime Rate plus a margin of .25% to .50% depending on loan-to-value. The rate is adjustable monthly with a floor APR of 3.50% and a maximum APR of 18.00%. Fees associated with this loan: Appraisal fee and title fee varies; sufficient fire insurance is required and flood insurance if required. One time membership fee of $5 will be added to your loan for new loan members only.

7701 Las Colinas Ridge, Ste. 800, Irving, TX 75063