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Sandy exposed flood insurance failure
Al Jazeera America
It has been one year since Superstorm Sandy pounded ashore near Atlantic City, N.J., bringing death, destruction and massive flooding from heavy rainfall and coastal storm surge. Recovery continues, but often slowly and painfully. What is clear is that climate change and existing patterns of coastal development are raising risks of harm from major storms along our coasts. In order to face these dangers in a more resilient way, we must rethink how and where we rebuild. Reforming our current flood insurance system is a critical piece of the solution.
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Oldie but goodie: Safety tips for Halloween
The Boston Globe
You’d think consumers wouldn’t need advice about Halloween. But once the holiday comes, it usually becomes clear that plenty of people could have benefited from some. Halloween ought to be a time of spooky fun, not scary reality. A small dose of caution will go a long way toward avoiding really frightening places like the emergency room.
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Moldy county schools pose severe health risks for students
Last month, ABC7 News captured video of heaps of chairs and carpeting being thrown away at Rolling Terrace — upholstery contaminated with mold. At the time, a Montgomery County, Md., Public School spokesman said crews were working around the clock to remediate the mold, and that the school system's air quality team would continue accessing the building. However, just one month later, parents and staff members have reported the unwelcome fungus is back in full bloom.
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Life and death in assisted living
Over the past two decades, assisted living has undergone a profound transformation. What began as a grassroots movement aimed at creating a humane and innovative alternative to nursing homes has become a multibillion-dollar industry that houses some 750,000 American seniors. Assisted living facilities, at least initially, were meant to provide housing, meals and help to elderly people who could no longer live on their own. But studies show that increasing numbers of assisted living residents are seriously ill and that many suffer from dementia. The workers entrusted with their care must manage complex medication regimens, safeguard those for whom even walking to the bathroom can be dangerous, and handle people so incapacitated they can be a threat to themselves or others.
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Atlantic hurricane season quietest in 45 years, experts say
Property Casualty 360
The 2013 Atlantic hurricane season looks set to go down as a big washout, marking the first time in 45 years that the strongest storm to form was just a minor Category 1 hurricane. There could still be a late surprise in the June 1-Nov. 30 season, since the cyclone that mushroomed into Superstorm Sandy was just revving up at this time last year. But so far, at least, it has been one of the weakest seasons since modern record-keeping began about half a century ago, U.S. weather experts say.
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  Providing Claims Management & Solutions Since 1944
Carl Warren & Company is an employee-owned Third Party Claims Administrator with 36 locations nationwide. Providing Gold Level Claim Service® to corporations, public entities and insurance companies for nearly 70 years, our expertise is in property, casualty & workers’ compensation claims administration, litigation management and subrogation. Contact us to find out more: MORE

St. Louis County police chief wants to carry heroin antidote in cars
St. Louis Post-Dispatch
Usually, police pursue other people. But in Quincy, Mass., about three weeks ago, an officer looked in his mirror to see a driver flashing his lights and honking his horn, trying to stop the patrol car. The motorist — with an unconscious man sprawled in his back seat — knew that police there carry naloxone, a fast-acting antidote for overdoses on opiates, such as heroin. Detective Lt. Patrick Glynn said the officer administered a dose from a nasal sprayer, and the victim recovered in about 60 seconds.
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A proposal for insuring public facilities and infrastructure against disaster losses
The Huffington Post
A year has passed since Hurricane Sandy killed more than 100 and wrought damages costing $70 billion — the second most costly disaster in recent U.S. history. Those who were insured have long received their claims payments. But the majority of federal disaster relief provided through the Stafford Act to state and local governments to restore damage to infrastructure and publicly owned buildings has still to be disbursed.
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Most school districts bypass chance to give flu shots to students
Reading Eagle
When Twin Valley School District administrators found out they'd be able to provide students with free vaccinations and flu shots this year, they hopped on the opportunity. The free vaccinations are part of a Pennsylvania Department of Health initiative called School Immunization Catch-Up, or SICU, which provides on-campus vaccines for students without health insurance.
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Missed last week's issue? See which articles your colleagues read most.

    District leaders want panic buttons in all Seminole County, Fla., schools (WF-TV)
Lousiana city using grant for home fire safety devices (Claims Journal)
Be safe around busses: It's 'School Bus Safety Week' (The Daily Record)
Mandatory flu shots for workers sets good example for everyone (Times of Trenton)
Bill that would lift Philadelphia nightclub ban to be amended (The Inquirer)

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Colby Horton, Vice President of Publishing, 469.420.2601
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Samantha Emerson, Content Editor, 469.420.2669   
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